Payroll, CIS and pensions

Any business with employees, single-director companies paying themselves a salary, and contractors or subcontractors within the Construction Industry Scheme.

Real Time Information

Every time you pay someone, HMRC has to be told on or before the payment date. That is RTI, and it applies whether you have forty staff or you are a single director paying yourself once a month.

Late submissions attract penalties, and repeated lateness escalates them. This is the most mechanical part of running a business and also one of the easiest to get wrong when you are busy.

Auto-enrolment

Workplace pensions are not optional. Every employer has duties: assessing staff, enrolling those who qualify, making contributions, handling opt-outs correctly and re-enrolling periodically. The Pensions Regulator issues fixed penalties that escalate daily.

CIS

If you work in construction, the Construction Industry Scheme adds another layer. Contractors must verify subcontractors, deduct at the right rate and file monthly returns. Subcontractors need those deductions properly recorded or they overpay tax and wait a long time for it back.

How this helps you

• Staff are paid correctly and on time. Payslips, deductions and year-end documents all handled.
• RTI is never late. Submitted on or before each payday, every time.
• Pension duties are met. Assessment, enrolment, contributions and declarations of compliance.
• CIS deductions are right. Verified rates, monthly returns, and subcontractor statements issued.